Stuff You Should Know - What Happens When the Government Thinks You're Dead?
Episode Date: May 2, 2019It’s bad enough when the government knows you’re alive – there are taxes to pay, laws to be followed, all sorts of boring and unpleasant things. But each year, thousands of Americans find out li...fe is far, far worse when the government thinks you are dead. Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for privacy information.
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On the podcast, Hey Dude, the 90s called,
David Lasher and Christine Taylor,
stars of the cult classic show, Hey Dude,
bring you back to the days of slip dresses
and choker necklaces.
We're gonna use Hey Dude as our jumping off point,
but we are going to unpack and dive back
into the decade of the 90s.
We lived it, and now we're calling on all of our friends
to come back and relive it.
Listen to Hey Dude, the 90s called
on the iHeart radio app, Apple Podcasts,
or wherever you get your podcasts.
Hey, I'm Lance Bass, host of the new iHeart podcast,
Frosted Tips with Lance Bass.
Do you ever think to yourself, what advice would Lance Bass
and my favorite boy bands give me in this situation?
If you do, you've come to the right place
because I'm here to help.
And a different hot, sexy teen crush boy bander
each week to guide you through life.
Tell everybody, ya everybody, about my new podcast
and make sure to listen so we'll never, ever have to say.
Bye, bye, bye.
Listen to Frosted Tips with Lance Bass
on the iHeart radio app, Apple Podcasts,
or wherever you listen to podcasts.
Welcome to Step You Should Know,
a production of iHeart radios, How Stuff Works.
Hey, and welcome to the podcast.
I'm Josh Clark.
There's Charles W. Chuck Bryant.
There's Jerry over there.
Jerry's not eating anything today, Chuck.
The air is clear.
And did you just do that as a coaster?
Yes.
I don't want to make a chinky sound every time,
like chink, chink, chink, like this.
I don't want that, I want this.
No, I get it.
Did you hear that?
You didn't hear anything.
No, I said everyone, Josh just folded up his notes
and put his can of cola down on that.
And I've never seen you do that.
And I thought you were trying to preserve
this cheap iHeart desk.
This thing is tougher than leather.
Okay, so it was a sound thing.
Sure, it's a sound dampening technique.
Man, look at us after all these years.
Yeah, I just came up with that.
Up in our game.
So Chuck, do you remember we did
a social security number episode?
Did we?
I thought so.
You don't remember that one?
No, sure.
It was one of those ones where you're like,
my eyes are gonna bleed because this is so boring,
but it turned out to be pretty interesting.
Sure.
It was one of those.
Yeah, I remember that.
But we should give a little bit of a refresher
on social security numbers, okay?
Yeah, here's mine.
Oh, you're gonna give your, yeah.
28794, no, I don't even,
because what if I just accidentally said someone else's?
Like made one up.
Oh, right.
And people are like, I want me to go try that.
Yeah, and some dude's listening and it's like, dude,
how'd you know?
Yeah, Todd.
Why is it always Todd?
I don't know.
So social security numbers, get this everybody,
they first started being issued in November of 1936.
And the Social Security Administration was created
to administer a new deal program of federal benefits,
things like welfare or retirement benefits, Medicare.
The entire reason any of us originally were given
a social security number was to track our lifetime earnings
and to determine how much we'd put into social security
so that when we retired,
they could determine how much we should get out
in retirement.
That's why everyone has a social security number.
And because there are nine digits,
there's something like a billion different
possible combinations.
And we're about halfway toward using up
the social security numbers.
Oh, interesting, but probably gaining fast.
We are starting to gain much faster than we were before.
Good point.
But we still got plenty of time.
But because of this, social security numbers
get retired when you die, which we'll get to.
But originally, when you were given a social security number,
that was it.
It wasn't meant for anything else,
but to track your earnings
and to figure out your retirement, right?
Yeah, not like when you go to get a haircut.
Basically.
And they ask you for your social security number.
Yeah, in the 70s, the federal government said,
okay, there's a couple of other things
that you should really have your social security number
for a passport.
Makes sense.
If you go to open a bank account, that was a new one too.
I'll buy that.
But then like you said, as computers came along,
now everybody asks for it.
It's become an identifier and an authenticator.
And that is really bad.
That is not what we should be doing
with social security numbers.
Yeah, it really, not only that,
but the phone numbers and everything and addresses,
it just annoys me.
And I'm not like a conspiracy guy.
It's not like, I think like,
oh, what are they gonna do with this?
It just annoys me that I can't get a haircut
without providing, I'm like, I have cash in my hand.
Yeah.
You have scissors.
Can we just do this?
Right.
Can we do it like Floyd style?
Yeah.
You know.
Oh, it annoys me.
But even if you take away the annoyance,
companies have proven time and time and time again,
that they're not to be trusted
protecting your social security number.
Because to authenticate you saying who you are,
who you say you are,
they've got to have your social security number on file.
And when somebody hacks into their databases,
they get your social security number.
All of your information is right there.
And it's become a real problem.
But it's also become a real problem
living a modern life without
giving out your social security number, right?
Yeah.
So we say all this to point out that
if for some reason you didn't have
a social security number any longer,
it would be tough to navigate life.
And that actually happens to some people.
Yeah. If you've seen the movie, Brazil.
Oh, is it like this?
You never saw Brazil?
No.
It's sort of this in a future dystopian world.
But basically like it's bureaucracy at its best
of someone who's dead or not dead
and the government mixes it up.
Is that what Brazil's about?
Yeah.
I did not know that.
Yeah.
I'm glad you brought that up then
because we would have heard from people.
It's good, right?
It is.
And you should go listen to the movie crush episode
on Brazil with Jonathan Colton.
Okay. Oh, I wrote.
I didn't know that one.
That one slipped past me.
I wasn't talking to you, but sure.
Oh, you're welcome to listen.
Oh, thanks.
I'm part of everybody.
I had to go to the social security office recently
to get a card because of this job and our new company.
Really?
Yeah.
I had to prove whatever that I'm alive.
You didn't.
And employable, I guess.
You didn't just give them your passport?
I couldn't find my passport
because I'm in between houses right now
and it was buried somewhere.
Okay, but you do have it
because we're probably going to Toronto this year.
I do have it.
I did find it kind of after I went
to the social security office,
but all that was just to say that if you think the DMV
is a pit of despair, just go to the social security office.
I don't want to.
It's not fun.
I really don't want to.
No.
So, okay.
You can imagine how bad it is
when everything's just hunky-dory
and you just need a copy of your card.
That's all you needed, right?
Yeah.
For some people, some poor saps out there,
they are thought by the government
and listed by the government as having died.
That's right.
And that is a big problem.
If you're alive.
Yes, because again,
you need your social security number
for everything to start with.
And then secondly,
because we have enough social security numbers
to go around, like I said,
when you die, your social security number
gets retired with you.
And they hang it in the rafters
of your local MBA franchise.
That's exactly right.
If you look really closely,
they're all up there.
But that is a problem for somebody
who gets listed as dead
on what's called the death master file.
Do I need to say it?
No.
No.
Even somebody listening to the very first stuff
you should know right now,
they know what you're saying.
Here's a bunch of good band names in here,
but death master files pretty good.
So it's also called the social security death index,
but death master files way better.
I think you would agree.
It depends on who you're talking to.
I think genealogists typically call it the SSDI.
Everybody else calls it the death master file.
It's what I saw.
You know why?
Because they don't know how to party.
Or they get their own little weird party going on.
Oh.
Didn't think about that.
Yeah.
Yeah, you got to look at people differently sometimes.
I was trying to think of the bumper sticker.
Genealogists do it blank.
Mm-hmm.
In the archives.
Genealogists do it with their DNA.
With their dead ancestors.
Oh, god.
God.
That's two bumper stickers.
Yeah.
Just having ellipses.
It'd be kind of fun.
So, all right, where were we?
The DMF.
All right, it was established at the same time
the social security numbers were back in 1936.
And then it took all the way till 1980
before the public could even see this list.
Right, right, there was a Freedom of Information Act
that was filed back in 1980.
And there was a lawsuit.
And the federal court said, you know what?
Yeah, this is public information.
You have to publish this.
And there's actually like a master death master file.
That's called the numedent.
And that's like everything.
And that's the one that the death master file
was derived from, the public version of it
is the death master file.
Right, which when you die, there are a bunch of ways
that your name can get to the SSA,
the Social Security Administration.
Sometimes it's a funeral home.
Sometimes it's from like a hospital.
Sometimes it's from your family.
Because it's the family's responsibility, ultimately,
to report it.
But most of the time, the funeral home
is the one that actually does it as like a service.
I wouldn't have known that.
But I also saw, well, now you know.
There's probably some poor stuff you should know,
listener, our condolences.
Who's dealing with this right now.
It's your responsibility to go report this
to the Social Security Administration, okay?
That's sad.
I also saw that your bank, the postal service,
some other randos are legally allowed
to report your death as well.
So as a post-person just saying like,
I haven't picked up their mail in like three weeks.
They're dead to me.
I think I should just report this.
I don't know, I could not find the procedure from that.
Anything other than a couple of good sources
mentioned the postal service as a legal place,
the legal entity that can report your death to the feds.
All right, so why do they want this death master file?
Of course, if you have paid,
well, the government needs to know
if you're not around anymore.
It's kind of that simple.
There's a couple of reasons why.
Yes, they need to know because-
You get a little dough.
They can't have your social security number out there.
They need to know that you're deceased
because they don't wanna be paying income tax refunds.
If somebody starts filing them fraudulently,
they don't want people opening bank accounts in your name.
They want to make sure that you're listed as dead.
Yes.
And so that's what the death master file does.
It kind of serves as the storehouse
for all the people in America who've been dead
basically since the 60s,
but it goes as far back as 1936 or 37.
Yeah, which is surprisingly more than 100 million people.
Yes, but they think that there's maybe up to 16 million
dead people missing from this list.
It's not perfect.
We'll spoil now.
Well, I guess we should then follow that statement
by saying there are tens of thousands of people
on that list who should not be on that list.
Right, exactly.
But before we get to there,
this death master file originally,
Social Security could track who was dead and who wasn't,
so they could determine who to pay Social Security
administration benefits out to the survivors.
Get this, did you know this?
If you're in America and you're the recipient,
you're the survivor of somebody who gets Social Security,
you get a cool $255 to help bury them.
Yeah, that's when I said you get a little dough,
that I meant little.
A little dough, yeah.
Maybe like one of the fancy handles on the casket
would be covered by that.
I don't even think you can get cremated for $200.
I don't know.
I don't even think they'll leave you in a ditch
out back for $200.
A sky burial costs more than that.
Maybe that tri-state crematorium
would take your $250, but that's it.
Yeah.
Do you remember them?
Oh, sure.
Yeah.
Evil.
So like you said, mistakes are made
and this is where it turned slightly Brazil.
There was an investigation in 2011
and they actually named Grave Mistakes,
which is hysterical, by Scripps Howard News Service.
And what they did was they took this master death file
from three different years, 98, 2008, 2011.
They created a computer program
to basically just compare them
to see what they came up with
and that they found almost 32,000 living people
who were listed as deceased in 98 or 2008
that were then taken off that list
after they realized that they goofed up in 2011.
So these people had spent months, years maybe,
listed as dead.
And here's the problem.
It's bad enough if you go to apply for Medicare
because you've retired or Social Security benefits
and the government says denied, you're dead,
you're listed as dead,
because as far as the government's concerned,
if you are on this, you're dead to them.
Yeah.
That's bad enough.
But remember that Freedom of Information Act lawsuit
that opened the thing up to being published publicly.
Yeah.
The reason why that suit was filed
was because the business community said,
hey, we can really use that thing.
Yeah.
It's basically, it would be like a big do not take checks
from these people list for all dead Americans
because if somebody comes to us
and wants to open a bank account,
wants to get an insurance policy,
wants to get a car, wants to get a job,
it doesn't matter, wants to do something
where they could take us for a ride if they're a fraud.
Then if we had this list to check against
like Social Security numbers or names or whatever,
we could root out fraud and we could defend ourselves
from identity theft and the fraud
that's perpetrated by it.
And so banks, insurance companies, car dealerships,
cable companies, employers, everybody,
other government agencies.
Barbers.
Barbers, don't forget them.
They all use this death master file,
which is available publicly
to check your applications against.
And if the government says that you're dead,
it says it on this file, whether it's right or wrong,
you're dead.
And that's a whole lot of problems for you.
We're gonna get into those right after this.
Living things with Chuck and Chuck.
Chuck and Chuck, all my things, stop you should know.
On the podcast, Hey Dude, the 90s called
David Lasher and Christine Taylor,
stars of the cult classic show, Hey Dude,
bring you back to the days of slip dresses
and choker necklaces.
We're gonna use Hey Dude as our jumping off point,
but we are going to unpack and dive back
into the decade of the 90s.
We lived it, and now we're calling on all of our friends
to come back and relive it.
It's a podcast packed with interviews,
co-stars, friends, and non-stop references
to the best decade ever.
Do you remember going to Blockbuster?
Do you remember Nintendo 64?
Do you remember getting frosted tips?
Was that a cereal?
No, it was hair.
Do you remember AOL Instant Messenger
and the dial-up sound like poltergeist?
So leave a code on your best friend's beeper,
because you'll want to be there
when the nostalgia starts flowing.
Each episode will rival the feeling
of taking out the cartridge from your Game Boy,
blowing on it and popping it back in
as we take you back to the 90s.
Listen to Hey Dude, the 90s called
on the iHeart Radio app, Apple Podcasts,
or wherever you get your podcasts.
Hey, I'm Lance Bass, host of the new iHeart podcast,
Frosted Tips with Lance Bass.
The hardest thing can be knowing
who to turn to when questions arise
or times get tough or you're at the end of the road.
Ah, okay, I see what you're doing.
Do you ever think to yourself,
what advice would Lance Bass
and my favorite boy bands give me in this situation?
If you do, you've come to the right place
because I'm here to help.
This, I promise you.
Oh, God.
Seriously, I swear.
And you won't have to send an SOS
because I'll be there for you.
Oh, man.
And so, my husband, Michael.
Um, hey, that's me.
Yep, we know that, Michael.
And a different hot, sexy teen crush boy bander
each week to guide you through life step by step.
Oh, not another one.
Kids, relationships, life in general can get messy.
You may be thinking, this is the story of my life.
Just stop now.
If so, tell everybody, yeah, everybody
about my new podcast and make sure to listen
so we'll never, ever have to say bye, bye, bye.
Listen to Frosted Tips with Lance Bass
on the iHeart Radio app, Apple Podcasts,
or wherever you listen to podcasts.
What the fuck?
So, before we broke, I was talking about
that, that Scripps investigation.
Yeah.
And there was an Inspector General's report in 2008
that kind of pulled back the curtain on this stuff.
And social security said,
yeah, that's about right.
There's a lot of people,
tens of thousands that we think are dead and aren't dead.
But their success rate's pretty good.
Yeah, and they said,
but we're at a 99.59 rate of accuracy,
which is not too bad.
For a government bureaucracy, that's really good.
And they said that 90% of the time,
you can fix it in just a year.
Just a hellish year.
Yeah, not too bad.
And so they basically admitted to being a government,
I don't wanna knock them too much
because it feels like everyone's always
knocking government work.
Who?
But they're basically saying like,
yeah man, these names are miskeeds,
or these numbers are miskeeds sometimes.
They're like, S happens.
And it happens, yeah, pretty much.
So the thing is that 0.41% error rate,
that's tens of thousands of people every year.
There's like 2.7 million people added
to this list every year who die in America, right?
So it adds up to a lot of errors.
The thing is the Social Security Administration,
so they take their death master file,
they hand it over to the National Technical
Information Service, and they're the ones
who distribute it to all the insurance companies,
the genealogy websites, I think Ancestry.com publishes it.
Yeah.
The...
Credit bureaus.
Yeah, insurance companies, everybody
who wants to do a background check on you,
they all get their versions of this
from the National Technical Information Service.
But part of the agreement to get this from them,
you have to pay for it,
is that you have to keep your DMF up to date.
Because if you just buy one every once in a while,
and the Social Security Administration finds an error
on it and updates their file,
if you don't go get the new file,
your old file's still gonna have that error.
And that's when it becomes problematic
for the people who are listed as deceased
when they try to go get credit.
And it kind of has a tendency to spread once it's out there.
Yeah, so like I said, sometimes it's being miskeed.
One, I think they said like one out of every 200
is just from clerical error.
Sometimes it can be like a family member
goes to a reported death
and they accidentally make a mistake
where they might end up being on the death list.
Yeah, I don't know how that happens,
but it does happen.
There are people like Don Pilger.
Human error.
Mary DuBord, who apparently Mary DuBord just gave up.
She's like, my husband can get credit cards still.
I'm just gonna live off of it.
Sometimes you, this one woman named Candace Atkins
just accidentally clicked deceased on a tax return
on an electronic filing and that was it.
Can you imagine?
No, I can't believe there's not an undo.
That's, yeah, I was looking into that.
She had submitted, I guess you could probably
have undone it in the moment,
but she didn't realize it and submitted it.
Right.
But you should still be able to undo that.
You would think so.
And then there are some weird things,
these anomalies that you dug up.
More than 40% of false listings made in 2007
were from Illinois.
Yup.
It sounds like a hiccup in the system to me.
A hiccup in the system or a super lazy data entry person?
I think.
Yeah.
More than 2 million Americans were falsely listed
as dying on the 15th and that was just internal policy
as to use the 15th as a default value
when they didn't know.
Right.
And middle of the month sounds good to me.
Right.
And I guess that was just a question of not going
to the trouble of verifying the information.
Right.
And it can happen the other way too.
You can be, I think at least 6 million dead Americans
are labeled as alive, which is a huge problem
because your information is out there ready
to be abused by the nefarious.
Well, no, that's the opposite.
If you're listed as deceased, but you're still alive,
your information is being published
and can be used for identity fraud.
If you're actually dead and not listed,
if somebody knows that you're dead and not listed,
they can use your stuff to perpetrate fraud
against the government.
Yeah, that's what I was saying.
Oh, okay.
Yeah, 67,000 of those people of those numbers
were used to report $3 billion in income
between 2006 and 2011.
And that's a lot of tax return refunds.
So.
Fraud.
Yeah, so it's a problem both ways,
where either you're dead and you're not listed on there
or you're not dead and they listed you anyway.
And like I was saying earlier,
once this information gets out there,
because there's so many different entities
getting this list, once it's out there,
it stays out there.
It's very tough to go around to everyone
and get this information changed.
Even once you get it changed
with the Social Security Administration,
because while it's a requirement to keep your list up to date,
if you're a subscriber, there's no enforcement to it.
There's nobody who comes along and says,
let me see your list.
Oh, it's not up to date.
Give me $10 that you're fine.
There's nobody enforcing it.
So once it's out there, it's very tough to undo.
It takes forever.
Well, less than a year on average supposedly.
So there are a lot of horror stories
for what this can do to someone's life.
This one person, Rivers, what's the first name?
Judy Rivers.
Judy Rivers, Rivers Cuomo.
Police actually detained Judy Rivers from using,
because she used a debit card,
her own debit card at a Walmart.
At a Walmart, plus she also had a Mountain Dew
bottle-sized meth lab in her pocket.
But it seems like all of these cases,
it ranges from stuff like your insurance gets all messed up
or your maybe disability checks or your Medicaid payments
or you're trying to get a home loan
or trying to get a credit card.
Anything that you can think of
where a Social Security number might help you
can't get a haircut.
You should see how long the hair is on these people.
Even if you have cash,
they won't do it.
Rivers ended up living out of her car for six months.
Yeah, she had just a really bad time of it for five years.
And at first she didn't know what was going on
because she was frozen out of her bank accounts.
Cause this is something we said,
like you can't get future loans,
you can't get future insurance policies,
you can't get future credit,
but also the stuff that you already have,
your current bank accounts, all that stuff gets frozen
because you're listed as dead.
And so that comes up on the computer
and your account gets frozen.
And even when you show up and say,
hey, it's me, you know me,
the teller can't do anything about it.
The bank can't do anything about it.
It's done.
And now you've just been pitted against the system.
Yes.
And it's like, there's no door you can go knock on
and say, hey, we can clear this up in just a few minutes.
I'm clearly alive.
You just click the few little things you need to click
to get my life back.
Because the CUS government, it's not nearly that easy.
So I guess that Chuck, that brings up what to do,
cause there actually are procedures in place.
Like we said, the Social Security Administration says,
this is not fully accurate.
Anybody who gets this list needs to keep updating it
as we update it.
I think they released an updated list weekly.
They don't even tell you though.
You find out the hard way almost always.
That's a big one.
Yeah.
It's not like they say, by the way, we found an error
because they don't know.
They don't know you're alive.
Right.
So I actually called the Social Security Administration.
She did.
I did.
Because I wanted answers.
You didn't go to the office?
No, I didn't.
I was a little lazy.
Coward.
It wasn't cowardless.
It was laziness.
So I was talking to like just the guy who answered
and he knew exactly what I was talking about,
knew all the procedures.
But I asked him, I was like,
do you guys ever uncover this yourselves?
Or is it when people come to you
that you know there's a mistake?
He's like, yeah, when people come to us.
So supposedly there's all these reforms in place
and all that.
But I think still for the most part,
when an error is uncovered, it's because you found it out.
But even if they do find it out, yes.
What you said is true.
They don't inform the person,
which is kind of a violation of the privacy act, right?
I would think so.
From what I understand, it is like anytime
your confidential information is breached and made public,
you're supposed to be informed about that.
So the SSA should be sending out letters
as far as I know, they do not.
I love this quote in here under the section on what to do.
Like the Social Security Administration
is trying to correct this.
And there's a quote from someone who works there
that said that sometimes they'll go out
and see if older Americans are really still alive.
And it says this, we go to Medicare
and see if anyone hasn't been to Medicare for three years.
And if they haven't been, we try to go out
and make a phone call to call them
and see if they're still here.
And the interviewer was like, are you drunk?
That's what it sounds like.
That was the follow up question.
Oh man.
So yeah, I mean supposedly because of things
like that Scripps Howard News Service investigation
in 2011, 60 Minutes did a big one
and I think 2014 or 15.
This is right up their alley.
Yeah, for sure.
Yes, it is.
It's a very 16 minutes kind of story.
Like the truth of what you just have ran through me
like a bolt, but the Social Security Administration
has finally kind of started to be responsive.
And they are supposedly undertaking reforms
including having investigators try to route this out themselves
which ironically they're relying
on other government databases like this guy said Medicare
to check their records against.
They've stopped taking reports from the state
and now only accept direct reports from people
but that in itself opened up another problem
because they went back and cleared out the records
of like five million Americans
whose deaths have been reported from state databases.
So that six million went to something like 11 million
of dead people who aren't on there.
Now, are they actually recommending
that you pull your credit report three times a year?
Yes.
Really?
Yes.
That seems like, I don't know.
You're not like that affects your credit.
I don't know if that one does.
Really?
I know it's free for sure
but I don't know if it affects your credit or not.
But yeah, so you get access to the credit reports
from the three big bureaus, right?
Are you gonna do that?
Have you set up calendar reminders?
No, I'm going to now though.
Once a quarter for the rest of your life
to make sure you're not listed as dead.
I haven't had time today yet.
It seems like if you're an active consumer in the world
you would find out very quickly.
Very quickly.
Without having to do that.
Yeah, that script service though
when they found the like 34,000 people
who had been listed as dead.
They tried to contact as many of them as they could.
They said about half of the people were well aware
that they were listed as dead
and have been through nightmare struggles.
But strangely like half had no idea
what they were talking about.
So it's like, what kind of life do you have to live
to not be aware of that?
Because you or I would come up against it
within a week or a month or something it seems like.
Like there would be something that came up
where it's like, wait a minute,
like it says this information is incomplete
or it says you're dead or something like that.
We find out pretty quick.
Or just to go get money out of a cash machine.
Right.
It might say, sorry, your pen doesn't work.
But I think the recommendation is in addition
to finding out that you're listed as dead.
Gotcha.
There's also a lot of other stuff
that you can kind of keep tabs on
by looking at your credit report three times a year.
Once every four months.
Yeah, and they say the real solution for all of us
would be if every company on the planet doesn't require,
well, here's the thing though.
They can't legally require your social security number
to open up a, or start a telephone in your name at a home.
Right.
But they'll ask for it.
And if you refuse to give it,
like you may not be able to get it all
or you may just have a really, really hard time.
Yeah, they can refuse to do business with you.
And that's the crux of the problem.
Exactly.
Because that de facto means that you need to play ball.
Whether you wanna give your social security number
out or not, tough.
If you want that internet service
or that cable service or you want that haircut,
you're gonna have to play ball.
Yeah, it was, I remember growing up,
it was like, I remember I had a social security card
and I remember my mom being like,
you gotta put that in your desk drawer
and like don't touch it ever.
If somebody comes near your drawer,
you shoot them with this gun.
Yeah, it was crazy.
And now it's just like,
I probably give out my social like twice a month.
Right.
But because of those breaches,
because so many people have your social security number now
and because hackers have gotten really good
at getting into things,
like I think it was Experian or TransUnion
who were hacked in 2017.
Oh yeah, that was huge.
That was, it was not only, I read, not only did it basically
just totally erode the public's trust and credit bureaus
to keep our stuff private.
Like they were the ones
who were supposed to be unhackable.
Right.
And I think 137 million social security numbers
made it out into the wild from that hack.
That not only eroded trust in the credit bureaus,
it was the beginning of the end
for using social security numbers like we do
to authenticate or as identifiers.
Yeah, companies some are moving away from that now, right?
Yeah, because they're getting sued
and they're getting fines
and they just realized they can't keep this stuff protected.
The problem is no one knows what's next.
A lot of people have talked about like blockchain,
but nobody understands blockchain,
which by the way, we should totally do a blockchain episode.
Yeah.
But everybody's kind of like,
it's probably gonna be blockchain.
But first I have to go figure out what blockchain is.
And then we'll figure out how to do social security numbers
through blockchain.
I'm sure in some offices they're like,
you know the old barcode on the back of the neck?
Seem silly, but it sure would work.
Have you seen Brazil?
Should we take a break?
Oh yeah, let's.
All right, let's take another break
and we're gonna talk a little bit
about the rest of the world right after this.
MUSIC
On the podcast, Hey Dude, the 90s called
David Lasher and Christine Taylor,
stars of the cult classic show, Hey Dude,
bring you back to the days of slip dresses
and choker necklaces.
We're gonna use Hey Dude as our jumping off point,
but we are going to unpack and dive back
into the decade of the 90s.
We lived it, and now we're calling on all of our friends
to come back and relive it.
It's a podcast packed with interviews,
co-stars, friends, and non-stop references
to the best decade ever.
Do you remember going to Blockbuster?
Do you remember Nintendo 64?
Do you remember getting Frosted Tips?
Was that a cereal?
No, it was hair.
Do you remember AOL Instant Messenger
and the dial-up sound like poltergeist?
So leave a code on your best friend's beeper
because you'll want to be there when the nostalgia starts
flowing.
Each episode will rival the feeling
of taking out the cartridge from your Game Boy,
blowing on it and popping it back in as we take you back
to the 90s.
Listen to Hey Dude, the 90s called on the iHeart radio app,
Apple Podcasts, or wherever you get your podcasts.
Hey, I'm Lance Bass, host of the new iHeart podcast,
Frosted Tips with Lance Bass.
The hardest thing could be knowing
who to turn to when questions arise or times get tough,
or you're at the end of the road.
OK, I see what you're doing.
Do you ever think to yourself, what advice would Lance Bass
and my favorite boy bands give me in this situation?
If you do, you've come to the right place
because I'm here to help.
This, I promise you.
Oh, god.
Seriously, I swear.
And you won't have to send an SOS because I'll be there
for you.
Oh, man.
And so will my husband, Michael.
Um, hey, that's me.
Yeah, we know that, Michael, and a different hot, sexy teen
crush boy bander each week to guide you through life step
by step.
Oh, not another one.
Kids, relationships, life in general, can get messy.
You may be thinking, this is the story of my life.
Just stop now.
If so, tell everybody, yeah, everybody about my new podcast
and make sure to listen so we'll never, ever have to say bye,
bye, bye.
Listen to Frosted Tips with Lance Bass on the iHeart
radio app, Apple podcast, or wherever you listen to podcasts.
So, Chuck, we're going around the world in 80 days in our nice
little balloon.
Actually, I said we're going to talk about the rest of the
world.
We're only going to talk about one more place in the world.
Hey, man, I got Canada.
Oh, yeah?
The UK, basically anywhere there's a country with a
bureaucracy and a country where people die, there's going to be
someone erroneously listed as dead.
All right, so let's go to India.
Okay, we'll do that.
In India, it's not always an accident.
Sometimes it's an error, but sometimes you can do what they
call, quote, killing people on paper, end quote, in order to
say their property is mine to lay claim to something legally.
You can do so, especially, I mean, it's not legal, but it's
something that happens.
No, you can bribe an official who will say, oh, okay, yes,
this person is dead.
Thank you for reporting their death.
Here is their land, all their cousin or whoever.
Well, supposedly in the northern state of Uttar Pradesh, it's
become a real problem there.
And there was a man, there is a man.
Yeah, he's still around.
His name, Lal Bharari, who in 1976, at the age of 22, found out
he was listed as dead, and his uncle, did his uncle do this,
or did his uncle just get the land?
His uncle's family, huh?
His uncle's family did.
Oh, they're the one that purposefully listed him as dead.
Yeah.
Just so they could get the land.
Yep, he went to go get a business loan.
He was a loomer, and he went to get a business loan.
And to get a business loan, he needed documentation of his
identity, and when he went to go get that, the local records
office is like, you're dead.
And it took him 17 years to undead himself.
Yeah, fortunately for the world, he had a great sense of absurdity.
Of humor?
Like, yes, but also like the humor in absurdity.
Like, he realized like, this is so preposterous, and he really
used that as motivation to make huge moves.
Yeah, he would answer the phone as dead person, which is
Mritak, is that how you pronounce that?
I think you just nailed it.
He would answer the phone like that.
He organized the Uttar Pradesh Mritaksingh, which is the Uttar Pradesh
Dead People's Association.
And it seems like really brought a lot of attention to this
through almost like public absurdist public demonstrations.
Public shamings, too.
Yeah, like parades of dead people walking around on the steps of
like the government buildings and stuff like that.
And finally, in 1994, he did have his death overturned legally.
Did you see whether or not he got his land?
I didn't see that, actually.
It's a great question.
I didn't even think about that.
But yeah, I did not.
I don't know.
But 221 people because of his efforts in that area of India
had their deaths overturned.
Yeah, I mean, that was just in one year, even.
What I think is cool about him is he founded this organization
and got his life back in 94, but still stayed on as the,
you know, the driving force behind the Uttar Pradesh
Dead Persons Association.
And won an Ig Nobel Prize for it.
Not bad.
We did an episode on that, too.
You remember the Ignobells?
Man, that was a long time ago.
So one more thing, we never really actually
said what to do if you end up listed incorrectly
as dead on the death master file.
Start answering the phone as dead, Chuck?
Yeah, exactly.
Shame the government.
Also, the other thing you're supposed to do first
is go in person to your local Social Security
Administration.
And by the way, this is information directly
from the SSA to me to you because I called them.
I know.
The guy said, just bring a driver's license at Passport
and we'll handle it from there.
And I was like, wait, that's it?
He's like, yeah, you know, the information matches,
your picture matches, that's all you need.
And you said, and by handle it, you'll mean nothing
will happen here.
That's right.
And I go, so do you give the person,
so they give you a letter saying this person's alive,
they were listed as deceased by mistake,
give them their credit or whatever.
We love you, Social Security Administration.
And I said, do you give the letter then once they prove it?
And he's like, no, once the file is updated,
then we typically send the letter out.
And I was like, how long is that?
And it's weeks easily, if not months,
before you're going to get a letter.
But if you find out the first thing you want to do,
go to your local Social Security office with your passport
and or your driver's license and say, surprise.
Yeah, I saw that one person even had to have a note
from their doctor verifying that they were indeed alive.
Yep.
Weird life.
That must be weird death.
So if you want to know more about the death master file,
you can go look it up.
It's kind of interesting actually,
as far as bureaucracy goes.
And since I said bureaucracy,
it's time for Listener Mail.
I'm going to call this,
this is a follow up on the Rape Kits episode,
which we got a lot of amazing and sad stories from that one.
This is about the money,
the monies, because remember on the show,
we said that, you know,
you don't yet to pay for that stuff.
For treatment.
Yeah, right.
Apparently you can get money back,
which we've meant to go back and rerecord a section
and did not.
Oh yeah.
So this is by means of following up on that.
Hey guys, long time listener.
First time writer finished the episode on Rape Kits
and realized I could offer some information
that will hopefully bring some peace of mind.
I work as a medical biller for a hospital in the Midwest.
Part of my job is processing
the sexual assault claims that come in.
At our hospital, we have a program for those
who present to the hospital after a sexual assault.
We, in partner with the state, cover all the charges
that result from the initial ER visit
and the patient is given a voucher
for any relevant follow up care
that they may need over the next three months.
That is awesome.
It is.
And we realized that a lot of states do this
after we had recorded and published the show.
Yes.
I'm so glad this person wrote in
that so you could say.
It is good to know.
We also take steps to ensure
that the patient will never see a bill
or be contacted by our department
in regards to their visit to reduce any re-traumatization.
I'm the point person for this process here.
Handle all the claims personally.
I'm not sure how many hospitals implement this program
but I hope this helps y'all know
that at least here we do as much as we can
to alleviate any unnecessary burden
from our patients during this stressful and sensitive time.
That was really great.
Thanks for all you guys do.
You have transformed many days, years,
spent in a cubicle into opportunities to learn,
keep doing the great work, and that is from Maria.
Thank you very much.
That was amazing.
Yeah, Maria.
Thanks for doing that job too.
That's tough stuff.
That was the antithesis of another email we got
who basically said regarding your little soap box
about how society should take on that cost,
keep your politics to yourself because I disagree.
I don't know if I saw that one.
It was a bad one.
And I just wanted to say that that person is a butthead.
Oh, no, wait, maybe I did see that.
I couldn't even bring myself to respond.
I think I did and I did respond.
Oh, what'd you say?
I don't remember.
Did you tell them they were a butthead?
Go jump in a lake.
There you go.
Well, if you want to get in touch with us,
whether we think you're a butthead or a saint,
it doesn't matter.
We still want to hear from you.
Or a beavis.
You can go on to stuffyshano.com.
Check out our social links.
You can also send us a good old-fashioned email.
Wrap it up, spank it on the bottom,
spray with perfume, and send it off to stuffpodcast
at iHeartRadio.com.
MUSIC
Stuff you should know is a production of iHeartRadio's
How Stuff Works.
For more podcasts from iHeartRadio,
visit the iHeartRadio app.
Apple podcasts are wherever you go
into your favorite shows.
On the podcast, hey dude, the 90s called David Lashman.
In the picture in Christine Taylor,
stars of the cult classic show, Hey Dude,
bring you back to the days of slip dresses
and choker necklaces.
We're going to use Hey Dude as our jumping off point,
but we are going to unpack and dive back
into the decade of the 90s.
We lived it, and now we're calling on all of our friends
to come back and relive it.
Listen to Hey Dude, the 90s called on the iHeartRadio app,
Apple podcasts or wherever you get your podcasts.
Listen to Frosted Tips with Lance Bass
on the iHeartRadio app, Apple podcasts
or wherever you listen to podcasts.