Woman Evolve with Sarah Jakes Roberts - A Valuable Currency w/ Victoria Washington
Episode Date: April 17, 2024Friend, are you low-key stressed without even clocking it? If that's the case, this episode opener will teach you how to be stretched while still coming into agreement with God. During the "Mind Your ...Business" segment, SJR broke out the mic to drop a truth bomb. And that's to go where you are welcomed, Sis! Switchin' gears — April is Financial Literacy Awareness Month, so wealth activator Victoria Washington pulled up on the podcast to help women prosper. She and SJR are taking us from stability to overflow by helping listeners understand the value, stewardship, and character of wealth. That's right! It's time to come out of survival mode and release your grip of scarcity. Victoria breaks this thing down in a way that no one feels ashamed about their finances. Take a FREE quiz to determine your wealth archetype at thehouseofwe.com!See omnystudio.com/listener for privacy information.
Transcript
Discussion (0)
I'm Solea Mosin, and I've covered economic policy for years and reported on how it impacts
people across the United States. In 2016, I saw how voters were leaning towards Trump
and how so many Americans felt misunderstood by Washington. So I started The Big Take DC.
We dig into how money, politics, and power shape government and the consequences for
voters. With new episodes every Thursday, you can listen to The Big Take DC on the iHeartRadio app, Apple podcasts, or wherever you get your podcasts.
The Big Take from Bloomberg News brings you what's shaping the world's economies with
the smartest and best informed business reporters around the world.
We cover the stories behind what's moving money and markets.
And help you understand what's happening,
what it means, and why it matters every afternoon.
I'm Sarah Holder.
I'm Saleh Emosen.
And I'm David Gura.
Listen to the big take on the iHeart radio app, Apple podcasts, or wherever you get your
podcasts.
I'm Jonny B. Good, the host of the podcast, Creating a Con, the story of Bitcoin.
This podcast dives deep into the story of Ray Chiappani and his company Centratec.
I'll explore how 320-somethings built a company out of lies, deceit, and greed.
I've been saying since a very young age that I was going to be a millionaire.
If someone's like, oh, what's your best way of making money?
I'm like, oh, we should start some sort of scheme.
Listen to Creating a Con, the story of
Bitcoin on the iHeartRadio app, Apple podcasts, or wherever you get your podcasts. Welcome to season
nine of Next Question with me, Katie Couric. I've got some big news to share with you in our season
premiere featuring the one and only Chris Jenner. Oh my gosh, congratulations. That is very, very
exciting. And that's just the beginning.
We'll also be joined by podcast host, Jay Shetty,
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So come on in, take a break from the incessant negativity
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Some of them, I promise,
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Listen to Next Question with me, Katie Couric, on the iHeart radio app,
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Bring a little optimism into your life with The Bright Side,
a new kind of daily podcast from Hello Sunshine,
hosted by me, Danielle Robay.
And me, Simone Boyce.
Every weekday, we're bringing you conversations about culture,
the latest trends, inspiration, and so much more.
I am so excited about this podcast, The Bright Side.
You guys are giving people a chance
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Changing an environment should not be so taxing
that you feel stretched 24 seven.
At the end of the day,
you cannot force your light into a dark space.
Remember that that step back is God set up for his glory.
So that weight that you're feeling
is not the weight of the world,
it's the weight of your worth. I don't know what it is, but every time I get on this podcast,
I feel the spirit of singing down in my soul. I wish I could explain it. I decided not to sing
the song that was on my heart today because it is a old 50 cent song.
But I will say, gee unit, we in this, you know what I'm saying?
Or don't.
See?
And that's what I'm saying.
I'm being transformed by the renewing of my mind.
So I ain't even, I ain't even do the part that I was going to do because I'm being transformed
and only which is profitable shall be on the Woman Evolved podcast.
Okay, so how about that?
How are you?
You know how we do.
Take a minute, assess for yourself.
What's going on in your world?
How are you feeling?
Your girl is dog tired.
Can I tell you that last night I went to bed at 930, which is early for me, because I am
usually up until about 12 and depending on whether
or not I'm taking the girls to school or working out, I could be up as early as 4.30, 6.30,
or 8 o'clock.
It just depends.
Eight o'clock is when my husband took the girls to school and I got to sleep in.
Six-thirties when I'm taking the girls to school but I didn't work out before five a.m.
No, 4.30 is when I am working out, taking the girls to school, and then have to work immediately after taking the girls to school so I don't have time to work out before 5 a.m. No, 430 is when I am working out, taking the girls to school,
and then have to work immediately after taking the girls to school, so I don't have time
to work out afterwards.
This week has been a mix of it all, but I am so tired. Oh, can I tell y'all? Okay, so
listen, this morning I had a 5 a.m. workout, so that's probably why I'm tired, but I almost overslept and I thought to myself as I was getting dressed, like I wonder, am
I stressed?
Like, am I stressed?
What does it feel like to be stressed?
Can I talk to you people who be stressed and don't know it?
Hey, how are you?
We're stressed and we don't know it.
It finally hit me that like I am probably stressed.
I am working on so many different things. Doesn't take a rocket scientist to know
that I am giving everything I have
to launching the Power Moves book.
Outside of the things that you may be seeing on social media,
I'm doing lots of interview, lots of press,
lots of strategizing about how do you condense this message
into bite-sized content for press.
What can I think about posting
that is more than just a flyer, but also points to the
book.
Also, we're going on tour.
This tour is different than any tour that we've ever done with WOMEN EVOLVE, whereas
WOMEN EVOLVE is a girls' night worship experience.
It feels like a conference.
This is not a worship experience.
This is a book tour, but I'm going to preach a little and
I'm going to have conversation partners. So I'm trying to figure out, well, I have figured
it out. Don't worry if you've bought your tickets. It's spectacular. So I'm trying to
figure out exactly how I want the evening to flow. So I've been putting a lot of thought
into that and we have different conversation partners for each city. So there's certain topics that I want certain people to cover.
And so I'm having to do the work of really navigating how I'm going to align subject
matter from the book with the conversation and then seeking the Lord about like, what do you want
me to deposit in these cities, even if it's not power moves, like if it is something completely
different, like being open to that. And it's just a lot, period.
So, and I have children.
Oh Lord, every day I just be like, thank you God,
that I started early and I see a little light
at the end of tunnel.
I know she only ate Lord, but
raising girls is a traumatic experience.
Trying to mitigate their trauma,
navigating your own suppression and regressions
when they're going through things
is not for the faint of heart.
So yeah, I'm struggling.
Okay, so that's me.
I'm just the friend that word vomited on you,
but I can tell you that the more that I think about
power moves, the more excited I get
about it coming out.
I wanna share with you something that got laid
on my heart though this morning after I was stressed,
family stuff, book stuff, marriage stuff is good.
So that's always a blessing.
Like when the marriage feels strong,
cause we have some seasons where we're like relearning,
regrowing, but even amidst all this stress, we've been able to stay connected.
But kid stuff, mostly parenting, has been a little bit of a challenge.
And I've had to ask myself, especially with me preparing to share this message that God
has given me with power moves, like how does what you're experiencing right now relate
to this message? Because at the end of the day,
the people who are going to be reading this book are going to be going through all different types of things and something like this is
likely going to be
one of the things that come up and what I came away with when praying is like at the end of the day part of
the reason why I am struggling and stretched and stressed over the parenting stuff is that
I am worried.
I am, I think, fearful.
And I realized that the power of worry and the power of fear was consuming me.
It was showing up in my thoughts.
I felt walled up and guarded.
I'm very much a fighter, fight, flight or freeze.
I was definitely functioning in freeze.
And I just realized that what I am going to have to do, I feel God on this even as I'm
saying it, what I am going to have to do in order to confront the worry, the doubt, the
stress, the fear of what I'm experiencing on the parenting side is to come into agreement
with God.
To be worried, to be doubting, to be fearful is to say, I don't know what the outcome is
going to be.
I don't know if I have what it takes.
I don't know if I have the right words.
I don't know, I don't know, I don't know.
But what do I know?
And I know that the promises of God are yes and amen.
I know that God is not a man that he shall lie.
I believe that no weapon formed against us will prosper.
And so though I have given myself space to feel disappointed,
discouraged, all of those things, at the end of the day,
I agree with God.
And sometimes your spirit has to be settled while your mind is
sorting through the emotions.
Because my spirit wasn't settled yet, I was letting myself feel, but I didn't have any
resolve.
My resolve is I agree with God concerning my children.
I agree with God concerning the gift and the anointing that's on their life.
I agree with God.
I don't know what you're up against, but Power Moves itself is about coming into agreement
with God, not being who other people need you to be, not being who you think you should
be based off of your experiences or your achievements, but really saying, I agree with God with who
I am in this season and I'm going to release that version of myself into this circumstance, into this environment.
So I want to challenge those of you who may be feeling unsettled in your spirit to come
to a space where you're like, you know what, I'm going to agree with God.
We believe by faith.
That means that believing is not something that we feel sometimes with certainty and
confidence it is a decision that we make from a space of faith.
And so I agree with God concerning
what's happening in my world.
And I hope that you too come to a place
where you are agreeing with God.
Can I mind your business now?
I would love to mind your, you've been in,
Lord knows you've been in my business.
The least you could do is let me mind yours.
Okay, so here's what I want you to do.
If you would like my perspective,
my advice on something you're facing,
send me an email to podcast at womanyvolve.com.
I would love to take a minute and just offer my perspective
on what is happening in your world
and see if the delegation has any other input as well.
Here we go.
My question for today says,
Hey Sarah, so grateful for your ministry
and your commitment to the call.
Thank you.
It's been my accountability partner,
girl chats and mental break from work.
Speaking of work, I have a question.
How does one know if God is calling them to be in
and change an environment or not?
I work in a mental health clinic and as you can imagine, it is hard.
Sometimes I want to quit and find a different job opportunity as the job feels like a weight
on my own mental and emotional health.
But conflicted with the thought that I could be salt and light in the office to the patients
and my coworkers.
So how can I know what the right thing to do is looking out for myself or die to myself
and serve?
Phenomenal question because the reality is that many of us are called into environments
that are challenging with the intention, with God's intention of us serving that environment,
his glory, his strength, his kingdom.
I say as long as you're there, that you have an opportunity to do that by simply being
yourself.
Changing an environment, I want to say this properly, changing an environment should not
be so taxing that you feel stretched 24 seven. Changing an environment should be the
organic byproduct of you showing up authentically in that space. And if it is difficult for
you to show up authentically in that space all of the time, not sometimes, right? Because
there are going to be some moments where none of us do it with ease, but all of the time, not sometimes, right? Because there are going to be some moments where none of us do it with ease, but all of
the time it's difficult for you to show up with authenticity so that God's light and
power can flow through you, then it's going to be difficult.
It is quite possible that God has you there for you to be a light for those who are in
the room.
And it is also quite possible that you are there
to have provision and while you are being provided for
in that way, that you are preserving your light
for the spaces that can accommodate your life.
There's a passage in scripture where Jesus sends
the disciples out to change environments,
to heal the sick, to preach the kingdom of heaven.
But he tells them specifically, like go into spaces where you are welcomed.
And if you are not welcome, wipe the dust off of your feet and move to the next space.
Because at the end of the day, you cannot force your light into a dark space.
You can't force your anointing to fit in a jar that it wasn't meant to feel.
But there are some spaces that are going to be hungry
for what you carry and you can flow effortlessly
into those places.
So with that in mind, I think that you should consider
like, is there a space where I can protect myself
while showing up in this environment
until God makes it evident what my next role is?
Or can you ask yourself, am I just going through
a tough season,
but I know for sure that this is where I'm supposed to be.
Only you and God can wrestle through the answer to that,
but I will tell you, even right now,
I was telling y'all earlier, I am absolutely exhausted.
Okay, went to bed at nine o'clock, woke up,
almost missed my workout, like stress.
It's 6.30 right now on Friday. I am recording this.
I just left Target from getting my kids
some toiletries and stuff.
One of my kids is going out of town,
a school trip for 10 days, out of the country, mind you.
I speak in Raleigh, North Carolina tomorrow.
Take her to the airport on Sunday.
I'm going to go from the airport to church.
And then Monday, flying to LA for any, like,
terrible, right? I'm going to be honest, when I was thinking like, it's time for me to sit down and record
this podcast, it didn't bring me joy.
But then when I read your question, I'm like, I broke my microphone out immediately, because
it is stretching to do the things that we are called to do.
It doesn't always come with ease.
Ask Jesus, read the scriptures.
It does not always come with ease.
But when you are doing anything you are called to do, God gives you a little bit more grace,
a little bit more anointing to show up in that space. I can't answer whether or
not it's the space for you, but I do think that looking for those signs are
really important. And you know, not everyone has the luxury of just
quitting their job and waiting for the thing that they're called to do to show
up in the earth.
But I will say that if you are positioned
to stay in that role, that you have to be just sensitive
to checking in with yourself, having some self care,
taking care of yourself when you are out of that environment
so that you have the strength that you need
to be who you have to be when you go into that office space.
What does restoration and refueling look like? And I think that's whether you're called to it to be who you have to be when you go into that office space.
What does restoration and refueling look like? And I think that's whether you're called to it
or just surviving it.
What does restoration look like
until the next step is evident?
I hope that helps you evolve.
The big take from Bloomberg News brings you what's shaping the world's economies with
the smartest and best informed business reporters around the world.
Western nations like the U.S. and Europe.
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We cover the stories behind what's moving money in markets.
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Someone who's covering the market, I'm often very worried about an imminent collapse.
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Listen to the big take on the iHeart radio app, Apple podcasts, or wherever you get your
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I'm Solea Mosin, and I've covered economic policy for years and reported on how it impacts
people across the United States. In 2016, I saw how voters were leaning towards Trump
and how so many Americans felt misunderstood by Washington. So I started The Big Take DC.
We dig into how money, politics, and power shape government and the consequences for voters.
It's an election year, so there's a lot of focus on the voters that TikTok is reaching.
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Thank you for taking the light,
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I always wanted to be a criminal.
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I'm like, oh, we should start some sort of scheme.
You see, Ray has this unique ability to find loopholes and exploit them.
They collected $30 million. There were headlines about it.
His company, Centratec, was one of the hottest crypto startups in 2017.
It was going to change the world, until it didn't.
I came into my office, opened my email, and the subject heading was FBI request.
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I'm really grateful for the opportunity to have tough conversations about work environments,
what's beneficial to us and for us and what's challenging and is there any way around it.
I was very intentional about saying that you may not have the luxury of being able to say,
hey, this place isn't good for my mental health, so I got to back off because the reality is
we have bills.
And if you are a woman of color listening to this podcast, then you are probably well
aware that statistically when it comes to pay gaps that we live in intersectionality
that you're already not necessarily getting paid
in comparison to white male counterparts
because of your womanhood,
but you add in the added layer of being a black woman,
a brown woman, a Latina woman,
then that intersectionality becomes even more evident
as it relates to the pursuit of wealth,
financial stability, and financial
planning.
One of the things I am really passionate about is not just helping you evolve mentally, emotionally,
and spiritually, but how do I position women to evolve financially.
I recognize that I cannot do any and all of things.
I can't even say a sentence, so you know I can't do all of the things. I can't even say a sentence, so you know I can't do all of the things.
I am well aware that I am not a one-stop-all when it comes to resources. To be able to have
conversations about wealth building, wealth generation, when we are in a culture where we
aren't always raised to have conversations about money, credit score, financial planning,
is one of the things
that I've wanted to be really intentional about.
I can tell you, I was not taught about credit scores, budgeting, any of those things.
I was born a welfare baby.
My parents worked so hard to get us out of that circumstance that they could not teach
a class and take the class at the same time. And so I learned a lot of hard lessons about credit score, about repossessions, about disputing things
on my credit score, about saving money,
about not just what my mother used to say,
don't buy what you want and beg for what you need, honey.
I learned those lessons about how quick
the electric company could come out
and turn them lights back on.
I learned a lot of lessons.
I'm doing so much better now, but I'm still learning and it's one of my favorite things
to do when I can hear from people who have more information than I do.
I am excited to introduce to you Victoria Washington.
Her goal, her vision, her purpose is to help women prosper.
She calls herself part wealth activator, part marketing wizard, part creative director.
Victoria is at the helm of a financial revolution.
She's the founder of the House of Wealth Embodiment, a global community and brand that has rapidly
become the go-to space for entrepreneurs to develop their wealth identity,
create a sustainable relationship with money, and build a financial masterpiece through
their business mission.
I cannot wait to dive into this conversation.
Let me tell you something.
She read me a little bit, and that's rude to come on somebody's podcast and just read
them the way that they do, but you know what?
Here I am laying myself open
that the delegation may learn.
You're gonna wanna take some notes,
grab your pen and paper,
or say this podcast,
listen to it now,
but save it and come back to it.
Share it with some friends
who are learning what it means
to just be a good steward.
April is financial literacy month
and you are about to go to school.
Okay, Victoria, we gotta talk about these coins, honey.
It is April.
It is Financial Literacy Month,
and sometimes the finances are very much so giving illiterate.
But we are moving to a space where so many women
that I know, whether they are climbing the corporate ladder
or they are entrepreneurs the corporate ladder or
they are entrepreneurs or just making it from day to day, are really thinking more long-term.
I don't know how I can sustain a lifestyle, not just this lifestyle, but a lifestyle long-term
with the way that inflation is set up, with the way that savings is set up.
Forget planning a vacation.
What does retirement even look like?
And so I'm so grateful for this opportunity to just unpack what stability and then even
overflow looks like for those of us who are navigating this crazy up and down world.
So can you tell me when was the first time you recognize that the journey to stability and even wealth
building was going to have to be done with intention?
Was it something that was innate to you or did you have this aha moment?
It was definitely not innate.
And I don't think it is for a lot of women.
I think that we have grown up in a society where either money is hidden and it's not talked about at all in households,
or there's so much shame attached to it
and projection attached to it that it just becomes
this uncomfortable topic that's untouchable.
I remember even in situations as a child,
it was just a stressor.
And so I grew up resisting money, rebelling against money
and preaching, I don't need money.
I was that kid that was like,
I'm gonna be,
I'm gonna be completely free of money.
And I thought that that meant not being in relationship
with money at all.
That was freedom.
So I was very avoidant of it
and very avoidant of my finances.
Until I left my corporate career, started my own business,
that's when I realized that money was a much bigger part of my life than I wanted to admit.
And within less than a year, I ended up filing bankruptcy.
And that was the biggest wake up call of my life.
I was just about to turn 30.
And I remember sitting on the park bench outside, I lived in San Diego at the time.
And I just was distraught with how I got here.
And when I look at statistics, you know,
one in every five black women file bankruptcy.
And it was almost this trajectory
that I didn't even realize I was put in
and I didn't even realize was an option.
And all of a sudden I'm sitting there and I'm just like,
how did this happen and what do I go from here?
And that's really when my relationship with God
completely changed everything for me and
I realized that I have never spent an adequate amount of time understanding my value, understanding
how to steward, understanding how to build a character of wealth, and how to be in relationship
with money outside of shame outside of societal conditioning and it became this very clear
Moment of it is an act of rebellion to actually get in close proximity
With money. It's an act of rebellion based off of how the system is set up for me to take full responsibility of my life and
It's not gonna happen by accident. So that was a big wake up call for me and everything changed from that moment forward.
Okay, so you said that you were about to turn 30,
you're sitting on this bench and you're like,
how did I get here?
And then you ended that story by also saying
that it was an act of rebellion based off of how
the system is set up for you to be in close proximity
as it relates to your relationship with money. What is the system, how is is set up for you to be in close proximity as it relates to your relationship with money.
What is the system, how is it set up,
and why are we so negatively impacted by it?
And I would say blindly.
Yes, it's so, because again, at that point,
I didn't even realize how much I was being affected
by my avoidance with money
and how much my life was really not shaped
or even moving in a direction
where I was going to be sustained.
I was living in survival mode.
I was living in an identity of damsel in distress.
I was in a codependent relationship
with other things in my life
that had me using money as a method of safety
versus really stepping into the stewardship
of money as a resource that I'm being called to circulate throughout the world for different
things.
And so the system is set up to make money more complicated.
It's set up specifically for women.
We've been told it's not for us.
We're not responsible enough.
Or even in the 70s, women were given the right to have a credit card but couldn't have a
mortgage in their name.
That just goes to show that we've been set up to spend and to use money, but we haven't
really been set up to learn how to steward it.
There is this big moment of realizing that that's not going to happen by accident.
That's not going to just land in my lap.
I'm going to have to really understand
what is my personal relationship
with money going to look like.
And I made it bigger than me.
I just remember needing to make it bigger than me.
It needed to be for my legacy.
It needed to be for,
I just had this declaration on my heart
that no other woman in my family
was going to hold
this grip with scarcity.
And I recognized that in our family tree and even just in our family units, we don't just
pass down assets and cash.
We pass down our thoughts and our behaviors around money.
So there was a lot that I had to look at in the way that I was behaving with money that
I didn't even realize I chose, but that was, it was just by nature, something that I started
to mirror and bring to life.
And then that turned into bankruptcy and so many other things.
So the wake up call was more centered around my role in my life and then also becoming
the liberator of my relationship with money and not leaving it up to someone else or something else.
What does it look like to have a scarcity mindset when it comes to your relationship with money?
When you look at the dictionary definition of scarcity, all it really means is lack.
And it's interesting because you could have a lack of doubt and that's technically in that context not negative.
But when it comes to money, I really see scarcity
when I've worked with, at this point, over 8,000 women.
When I really get into the roots of what it is
that they're gripped with or what it is
that they're battling, scarcity is connected to us believing
that we are an accumulation of our negative thoughts in our past.
So we show up in rooms and we hold the energy and the embodiment of,
I don't have enough or I'm not adequate. I don't belong here. I'm unlovable.
And so I think if you were to approach your relationship with money in standard status quo,
like let's go become more financially literate, which is so important, that will take you down a
road of understanding financial terminology, getting your bank account set up, all of that.
But I've realized after working with so many women that none of that matters until we can
feel and hear our God-given value and our God-given wealth identity.
So the scarcity becomes more of a teacher
of where have I decided I'm not lovable?
Where have I decided I don't belong
and I'm not adequate for this role or for this leadership
or for this amount of money?
And when we let that build and build and build
over years and years and years, it shows up on our face.
It shows up in our hearts.
It shows up in the way that we guard ourselves and the way that we push opportunities away
or the way that we are frivolous with certain decisions in our life.
So that's how it showed up for me personally and how I've watched it show up in my students
and in my clients.
It's really more in their behavior than just their thoughts and how they're thinking.
So does spending then become the way that we attempt to reclaim our worth and value
and ultimately those habits being unhealthy keep us from having the type of stability
that we ultimately desire?
Yeah, spending, the way that I teach it and the way that I've received feedback through my students and
my clients is whenever we're spending money, we're actually spending parts of our worth
or we're spending parts of our time.
And we've all grown up in a society that says money is more valuable than time.
So a lot of people spend their time trying to make more money.
When we flip it and we recognize that time is one of our most valuable currencies or
our creativity is one of our most valuable currencies or our voice is one of our most
valuable currencies, we recognize that every time we're spending, we're exchanging something.
So, I'm going to spend money on this thing, but I'm really spending my time, I'm spending
my worth, I'm spending my creativity to get this thing, then I get the thing.
It doesn't fill what I thought it was going to fill, so I got to spend more.
And so we end up spending money versus circulating it from a deeper understanding of our purpose
or our call or wherever it is that God is asking us to move this resource out into the
world.
So I feel like for a lot of women, their relationship with money can be found in how they spend,
where they spend, and how often they're spending.
Okay.
So my husband always jokes that, you know, I may not spend a lot of money like buying
things for myself, but I would spend a lot of, I will spend a lot of things buying things for myself, but I would spend a lot of, I will spend a lot
of things buying things for the house.
Sometimes things for the kids, but something for the house, something I would never spend,
a certain amount of money that I'd never spend on myself, I will drop on something on the
house.
I can not even blink twice about it.
What does that tell you about my relationship with money?
Okay. So I love how your beats are transparent because I have the same thing. So I have these
different, I have a quiz that I've created that gives you three different archetypes. They work with the attachment style theory and relationship. And so spending spending is typically connected to the attachment style of the anxious
attached where they are constantly feeling like they need to keep spending because they
don't feel safe having money. As much as money equals safety for some people, actually subconsciously
they feel like it's not safe to have money. So money's not safe with me, I'm irresponsible.
When you share that with me, I feel a little bit of the hoarder, which is somebody who
doesn't, they're not frivolous with their money at all.
They are going to be somebody that definitely would rather have stacked cash than be spending
it all around.
They tend to keep a lot in the bank account.
They like to see that there's a lot there.
They feel very connected to money being in the bank account.
Whereas a spender feels like, I just want to spend it.
Who cares?
I'm just going to do my thing.
So with a hoarder, they don't find value in circulating money for themselves.
They value their environments and the people around them. So the path of least resistance for them to circulate money is through other
people, through situations, experiences, and at home, which is the most important
thing to a hoarder. So that makes sense for what you're saying that it feels
really stable and even exciting and pleasurable for me to circulate money in
this way.
If I were to just take myself to the spa, buy myself a new outfit, that feels empty.
But a spender would love that.
A hoarder's like that does nothing for me.
So on the other side of the hoarder is the financial stabilizer.
And to me, the hoarders are so special because they have a very stabilizing energy.
They're very steady human beings.
They don't have a lot of up and down with money once they're fully in their power around
their relationship with money.
So there's obviously these different things to look at that you could work on, but there's
also so much beauty and so much grace in the stabilizing energy that you have with money.
If that makes sense.
If you're a lot of terminology, but that's what I'm seeing when you share that with me.
Okay.
So like, what's wrong with that?
Like, how do I, because when I hear hoarder, it doesn't sound like a compliment, but literally
everything you just said sounded like a compliment to me, which by the way, it's part of the
read.
When I took the Enneagram test, which I didn't know at the time that there was controversy
behind it, but I was an achiever, a type three, and everything they told me about myself,
I was like, this sounds like an amazing individual.
I'm going to go with you about my business.
I really truly don't think there's anything wrong with spending or wrong with hoarding.
These are just terminologies to help people understand how they're in relationship with
money because as much as you're willing, let's say, to spend on the house or to fill your
home or even your children or the people around you with prosperity, a really new exchange in that way, there's still a, what I would
have you look at is the area in which you might be holding a sensation of fear around
not having that ability and not being able to fully feel your money.
Hoarders know how to move money, but they don't always feel prosperous in the process.
So there's, I think, a difference of anybody can make money, anybody can spend money, but
not everybody feels prosperous as they do it.
And sometimes what I've seen with the hoarder is that they're so focused on other people
that they don't feel for themselves how that's really circulating through them, how that's really, they don't fully experience it.
They watch other people experience it,
but how much are they personally experiencing it?
Okay, well, you didn't have to be rude.
I brought you under my podcast.
You a tab.
I was like, okay, there's a little crack I'm seeing.
I'm going to go in there.
That's fine.
No, first of all, I think it's important that people be willing to see themselves.
And I know that, you know, transparency and vulnerability leads the way.
So we've got the spender, we've got the hoarder.
What's the other archetype?
The other one is the avoider, which is somebody who the avoider is like being in relationship
with somebody who's like, I want a partner, I want a partner, but then they get in the partnership and they don't
text back.
They get in the partnership and they're like, I, this is a little too close.
They feel like money and the responsibility of money is encroaching on their freedom.
So they're constantly in this push pull in their relationship with money.
Like I want it, but I don't want the responsibility that comes with it.
I want it, but I don't want the intimacy or the exposure that comes with it.
So they tend to avoid their finances by not checking their bank account, by not answering
people back, by not making decisions, by not looking at the ways in which their money is
being moved throughout the world. On the other side of the avoider, once they move through that, they learn through that, is the financial catalyst. And they are the type that actually
change the world with money. They actually do really catalyzing things with money because
they're no longer afraid of being seen. They're no longer afraid of being in relationship
with other people. And one of the breakthroughs for the avoider is my money is only as prosperous
as my relationships. So if I have no relationships and no intimacy, no matter how much money
is coming and going, I'm not going to actually be rich. I'm not actually going to feel in
my purpose with money. I'm not going to feel like I'm actually doing anything. So there's
a lot of breakthrough for the, the avoider and intimacy
and relationship and then how that then translates into the relationship with money as they,
they change the world. They do really big things with it.
Okay. I already know that that's going to blow someone's mind. You are the founder of
the house of wealth embodiment. Are these the types of conversations that you're having
there? Yes, yes. Okay.
And I love breaking it down in this way, because in this way, nobody has to hold shame.
There's no shame.
There's no, you're right, you're wrong.
We've all inherited different flaws, different things that God has called us to move through
and work with.
And on the other end of those things is our power, is our stewardship.
And I don't think that I'd be who I am today or who I am with money if I didn't file bankruptcy,
if I didn't come face to face with the spender in me that was trying so bad to find my value
on shelves in things and in other experiences that weren't actually fulfilling my purpose.
So I love having these conversations because it opens the floor for vulnerability, for
truth and for everybody to really be seen without the shame and the projection that
they typically are in when it comes to money.
Okay, so let's say someone's listening to this and of course they're going to look you
up, they're going to find the house of wealth embodiment, but they're also wondering, okay, maybe I actually do need to start planning for a future, but
right now I'm living paycheck to paycheck.
How do we bridge that gap between I want to have a savings, I want to take trips, I want
to pay some debt off, but I literally have no extra.
What do we do in these scenarios?
So that means that we're living in survival mode.
That's exactly where I spent most
of my 20s and even some of my
early 30s was in the survival mode
of just living either client to
client or paycheck to paycheck.
And I didn't even have a breath to
consider what my relationship with
money could look like outside of
that.
But there comes this point where we have to definitely acknowledge that, feel that, that
is so real.
And what I recognize when I went into that is I don't have resistance with money.
I don't have a problem making money.
I have resistance to responsibility.
And for a lot of women, I grew up personally
being responsible for way more than I was ready for,
way too soon.
And so my relationship with responsibility was like,
I don't want that.
I just want to survive.
I just want to get by.
And I didn't realize that that narrative was running
how much I was really valuing myself and what rooms I was putting myself in,
how I was using my skills, how I was leveraging the gifts
that God gave me.
And I remember one time in my kitchen, God stopped me
and I heard so clearly, he said,
where are you at with receiving my gifts for you?
But I kept focusing on money, like God,
I've been praying for money, like I want the gift of,
right there, cash. And I just kept hearing him say, well, God, I've been praying for money. Like, I want the gift of right there cash.
And I just kept hearing him say, well, where are you at
with receiving my gifts for you?
The gifts that I gave you to circulate,
which bring money into form.
Your voice, the different characteristics
that I bestowed within you.
I was so focused on making money
that I was not focusing on tending to my body,
the vessel and the gift that God gave me to actually go out in the world and do something
that was going to be beyond the survival mode.
So I recognize for a lot of women, myself included, is that our financial intelligence
is directly linked to our body intelligence.
If we're in survival mode, we can't make decisions
that are gonna be fruitful.
We can't think beyond that paycheck.
So I had to, as hard as it was,
put that down for a second and really go into my body
and say, what do you need right now
so that you can get into a stabilized state
to be able to think clearly and use the gifts that God gave
you and leverage them in the world.
So that's a lot of work that I do with women as well as connecting them back with their
body in relationship with God so they can start honoring their nervous system and the
parts of them that want to fight, that want to fight.
All that shows up in our relationship with money and we don't realize that that keeps us in this constricted state of not being able to expand into the responsibility of
stewardship.
And when we do that, we stop looking at responsibility as a burden.
We look at it as an honor, as a call.
And that gave me the tenacity and the fortitude to get up and do something different and change the way
that I was in relationship with my finances.
When did you start calling yourself a wealth activator?
That still feels strange to call myself to be honest, but we got to put titles on stuff.
When I speak and when I've worked with women, that was what they said.
It activated something in them.
They felt something inside of them turn on that wasn't on before.
That's always my prayer is that God reaches into the hearts of women and activates the
identity that he's placed in them.
Because when that's activated, they can start to see that wealth is not just money, it's
an accumulation of value.
And if I identify as a valuable human being, I'm going to live my life different.
I'm going to walk into my boss's office differently.
I'm going to break down every door they said was closed.
So I have an activating nature.
I get very passionate and excited.
And that's my wish every time somebody hears me speak is that they feel activated by God's gifts and that they can feel that inside of them.
So for the women who are like, okay, maybe I'm not living paycheck to paycheck, I finally
have a little cushion and I'm ready to start thinking about what wealth looks like for
me.
What do you think are like the first couple of steps they should take in really beginning
to take this extra that they have and throwing it into something that will multiply.
I love this question because that I always tell my students and my clients, if you want
to do this work, make some money because that's really when the journey begins.
I thought healing my scarcity, going through all that was hard work.
When you start making money, then it's like, oh, now what?
Now that it's here, what do I do with it?
And it can be threatening almost,
because if you're used to living in a certain amount,
or you're used to circulating a certain amount,
it can be very confronting to then have the sensation
of $10,000, hundreds of thousand dollars,
the responsibility that that comes with.
So number one is, I always have them start to take on the mindset of an entrepreneur,
understanding that within each of our own bodies, we have our own economy.
So what is your economy?
What do you want your economy to feel like?
What do you want your economy to look like?
What is your financial vision?
Because if you don't have one, the world will give you one or someone else will give you
one.
So I think it's so important to sit and say like, okay, this money isn't going anywhere.
Any fear that's coming in that's telling me that this is going to get stolen.
This is going to be the last time I got lucky.
Like all those thoughts will pop into your head when you start to circulate more money.
We have to pause and ask, okay, what's my vision?
God, I want to have an encounter with where you desire me to steward this.
And then we can start to see what chapter we're in.
I think for some people, especially for millennials, there's an assumption that we should jump
it straight into retirement, move it to the savings account, which I think is so important
that makes sense.
But what about travel?
What if you're in a chapter of lifestyle
where you want to travel the world
and you finally have the funds to do it?
What if you're in a chapter of motherhood
and you're wanting to have overflow
so you can step away from your business
or you can step away from your job and feel fully secure?
I think it's important to really get clear
on what chapter you're in
and not feel like you have to put the money somewhere
because that's what someone told you.
When I first started circulating more money,
I spent a couple of years traveling
and just enjoying the fact that I could say yes
without asking money for permission.
And I think that that matters
and that's an important phase for each woman to go through. And then I recommend having a high yield savings account because that's the easiest way
for you to start to understand how money multiplies without you always doing something with it.
And it's a perfect way to house your money while it's still moving, while it's still circulating,
while it's still multiplying. If you're still circulating, while it's still multiplying.
If you're an entrepreneur, the next step I have you take is having a separate business account
and a separate personal account
so that you can start to feel the difference
between I'm making all this money
to my business is starting to make money and it pays me.
That's gonna be a big move for a woman
who's then gonna be responsible for hundreds
of thousands of dollars. So those are some small things that I recommend women do. It
doesn't have to be complicated. Even doing that in one year for some people is such a
big move. I remember when I was opening up my accounts for the first time, my heart was
racing. I'm like, I don't want to press the wrong button. And then the number changes.
Like, what's happening right now? So I think it's taking the more simple step is often the most sophisticated step.
Jumping straight into stock market, all this stuff, that's good and we will get there.
But these small steps of just having a vision, having some savings,
knowing why you're in relationship with money is going to lead you in such a fruitful direction
and you'll feel grounded along the way.
We've seen a lot of emails and headlines lately about data breaches and identity theft.
I even get the email sometimes, but nothing changes on my bank account.
It doesn't look like even though it says you could have been a victim, I wasn't a victim.
How seriously do you think we need to be taking the reality of our financial data and credit
cards being easily hacked online and what precautions should we be taking?
I think the natural precautions are make sure your passwords are in check and make sure
that you are changing those on a regular basis so that at least there's always a block between that and somebody
potentially taking your identity.
But I feel like there's a lot of fear based projection in that.
And if you're truly in relationship with money and you're no longer avoiding your finances
and you are intimately looking at your bank accounts regularly, you're very much so regularly
connecting with your accountant, you have a bookkeeper, I think having those things in
your world and on your team are so helpful.
And I feel like we have to really listen into our intuition.
And for me, like anytime I see those emails,
I can feel right away.
You can just feel in the way that they're phrased.
And that's why I mean, when we're in survival,
we can't feel that.
So that's why I'm so adamant about get grounded,
get connected, stay rooted so that you can listen
for what is a red flag and what's not.
That is part of our financial intelligence.
So outside of the, you know, changing your passwords,
making sure that you're looking
at your bank accounts regularly,
I also think it's trusting yourself
and trusting that if something feels off, it probably is.
And hopefully you have somebody on your team
or somebody that you can, you know, fact check it with
and don't do anything
if it feels off.
Nothing is an emergency like that.
Even if something was happening, it wouldn't be communicated to you that way.
I've had fraud happen with me before and my bank personally calls me.
I know my bankers.
That's what I mean by being intimate in our financial exchanges.
Know your bankers, ask for people's names because the more that you have that intimacy,
the more you'll be like, I've never spoken to this person before.
They've never called me in this way.
I've never gotten notifications like that.
And we'll be able to tell what is a scam and what is actually for us.
My name is Johnny B Good and I'm the host of the new podcast, Creating a Con, the story
of Bitcon.
Over this nine part series, I'll explore the life and crimes of my best friend, Ray
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I always wanted to be a criminal.
If someone's like, oh, what's your best way of making money?
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They collected $30 million.
There were headlines about it.
His company, Centratec, was one of the hottest crypto startups in 2017.
It was going to change the world until it didn't.
I came into my office, opened my email, and the subject heading was FBI request.
It was only a matter of time before the truth came out.
You can only fake it till you make it for so long before they find out that your Harvard
degree is not so crimson.
How could you sit there and do something that you know will objectively cause more harm
in the world.
Listen to Creating a Con, the story of Bitcoin on the iHeartRadio app, Apple podcasts, or wherever you get your podcasts.
Bring a little optimism into your life with The Bright Side, a new kind of daily podcast from
Hello Sunshine, hosted by me, Danielle Robay. And me, Simone Boyce. Every weekday, we're bringing you conversations
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Listen to The Bright Side on America's number one podcast
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Open your free iHeart app and search the bright side.
I'm Solea Mosin, and I've covered economic policy for years
and reported on how it impacts people
across the United States.
In 2016, I saw how voters were leaning towards Trump
and how so many Americans felt misunderstood by Washington.
So I started The Big Take DC.
We dig into how money, politics, and power shape government and the consequences for
voters. It's an election year.
So there's a lot of focus on the voters that TikTok is reaching.
The initial reaction is like, oh, things are looking so resilient.
I don't want to be too pessimistic, but I just don't see the political will down in
Washington right now to change their tune.
I think the American electorate has been signaling that it expects a rematch of the 2020 election.
These are unprecedented times.
With new episodes every Thursday, you can listen to The Big Take DC on the iHeart radio
app, Apple podcasts, or wherever you get your podcasts.
The Big Take from Bloomberg News brings you what's shaping the world's economies with
the smartest and best informed business reporters around the world.
Western nations like the US and Europe.
Mexico will likely have its first female president.
And then you have China.
And help you understand what's happening, what it means, and why it matters. He'll get his yo-yos to Europe in time.
But the longer this drags on, the more worried he's getting.
They knew that they needed to do this as fast as they possibly could to get a drug on
the market as fast as they could.
I'm David Dura. I'm Sarah Holder.
I'm Saleh Emosin. We cover the stories behind what's moving money and markets.
Basically everyone was expecting, if not a calamity, certainly a recession.
But the problem is that that paperwork, as our reporting showed, is fake.
As someone who's covering the market, I'm often very worried about an imminent collapse.
I'm thinking about it quite often.
Listen to the big take on the iHeart Radio app app, Apple podcasts, or wherever you get your podcasts.
Every family has skeletons in their closet. Mine certainly does. Ones that go back a hundred
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my relatives told the story of my great, great grandmother who was killed by the mafia. I'm Jo Piazza, and in my new
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mafia experts, tracking down Italian officials, and even consulting mediums to set the record
straight on my great-great-grandmother's mysterious disappearance. And in between the fact-finding missions, I'll be drinking a lot of wine and eating
all of the pasta.
Come to Italy with me to solve this 100-year-old murder mystery.
Listen to The Sicilian Inheritance on the iHeartRadio app, Apple podcasts, or wherever
you get your podcasts. Do you still feel that home ownership is a vehicle for generational wealth building?
I think it's one, but I don't think it's the only one and I don't think it's the most powerful
one.
What's the most powerful one?
I think that it really depends on, again, you knowing what chapter you're in. I think
we've all grown up on some level. The goal is like to get a house. I remember even for
me when I was- A four-year degree, a house, the whole thing.
A four-year degree and a house, you're basically winning at life. But I feel like it's changed
so much. I think our generation is changing.
Currency is changing.
Entrepreneurship is changing.
I'm so grateful that I spent and circulated most of the first bit of cash that I had back
into my business, which now has turned into this whole movement that if I was like, I
got to get a house, I got to get a house.
I don't know that I would have made the decisions that I made.
If that's in your financial vision and that is something that feels true for you and it's
on your heart and God has called you to do that, absolutely, it's an amazing way to circulate
your money.
But I also feel that commercial investments are an amazing way. Getting creative in your business and
reinvesting in your business is an amazing way. I look at it for me, my greatest currency
is not cash and it's not a house. My greatest currency is my voice and my ideas. So I'm
constantly looking at where can I invest in things that are going to foster more strength
in those areas because I know with a voice and an idea, I can do anything.
I can turn money into form.
So that's why I really encourage everyone to get clear on what is your true vision.
Otherwise someone else will give it to you and most of the time they're going to give
you the vision of go buy a house, go get a degree.
But that's not the path for everybody. And I think that that's
going to liberate some people who are like, I want to go invest in travel, or there's this new idea,
this new business that I want to put some money in. I think those are really fruitful ways as well.
I'm not a financial advisor, so legally, I just got to say, I'm not a financial advisor. This is just what
I've seen and what I have. I've seen work for other people and myself.
I love that you said that though, because part of this concept in this book that I have
coming out, Power Moves, is all about the reality that the power of ideas are often
moving what once worked for one generation may not be cookie cutter for the next generation and giving ourselves permission to explore what power looks like now is one of the greatest
assets that we can give one another.
I feel like it's the same thing even as we talk about worth and how not necessarily our
financial worth, but our worth as individuals and our souls.
If we do not do the work of reclaiming our worth
from the things that have tried to strip us
from who God says we are, who we have the potential
to become, then we will live less than God's version
of who we are.
We may not be able to access some of the promises
and realities connected with that vision.
And so I want to ask you in closing,
if someone is listening to this interview right now and
they know they struggle with their value, they know they struggle with their worth,
they just have so many insecurities, they have so many flaws, they've made so many mistakes,
what would you say is like the number one step to take in reclaiming your worth?
Remember that that setback is God set up for His glory.
And oftentimes, the thing that we think is the greatest burden or the greatest thing
that is blocking us from our worth is the necessary ingredient that God is using to
fortify our worth and fortify just how called we are.
I, yes, see that God has trusted me with this business, this voice, this mission,
but God also trusted me with bankruptcy because he knew what I would do with it and who I would turn to in it.
So that weight that you're feeling is not the weight of the world, it's the weight
of your worth. And that worth has gravity, it has a call, it has purpose. And sometimes
I think we forget that that heaviness isn't something we weren't designed to carry. So
it's like stand in it, stand on it, stand with it and trust that there is so much glory that's being set
up in that process.
And at the end of the day, you're going to look back and say, wow, I'm not just standing
in this.
I don't just believe this.
Like it is deeply within me because I took that journey because I chose the weight of
my worth over holding the weight of the world.
Wow. Well, Victoria, thank you. because I chose the weight of my worth over holding the weight of the world.
Wow.
Well, Victoria, thank you.
I know so many of us are going to be a fan after this.
I appreciate the way that you poured out and put me on blast a little bit for the sake of the sisterhood.
He went out, so I was like, please don't.
Otherwise, I'll be driving around.
I love it, though.
Thank you so much for what you are contributing to the sisterhood, to
womanhood, you're necessary. And I can't wait to see what all we can do together.
Thank you so much. I'm so grateful I got to pour into y'all and I hope you received everything that
you came here and I hope that this woke something up within you. And I just feel
really blessed that you trusted me to have this conversation with you.
woke something up within you. And I just feel really blessed that you trusted me
to have this conversation with you.
Are y'all still,
are y'all still stuck on how she read me?
Cause I'm still stuck on how that queen read me.
But let me tell you one thing is for sure,
you all need to get plugged into the work that she's doing.
I love that she's not just coming at it from a,
this is what you need to do perspective,
but this is why you do what you do.
And this is what you need to know in order to change.
I hope that you all plug into her resources.
It will tremendously bless you.
It's Wednesday, it's hump day.
Thank you for allowing me to be a part of your week.
Some of y'all not listening to this on Wednesday, but whenever you are listening to it, just
know that I counted amongst my greatest privileges and honor to be a part of what God is doing in your life
I want to take a minute and pray with you before I go, especially as it relates to the area of
finances
Thank you God for laying on our heart
this desire to break a generational curse off of our family and to introduce
generational blessings and generational wealth.
God, first of all, we have to say this.
We know that you desire more than anything for our souls to prosper.
And so God, I pray that you would bring us to a space where we are prospering and wealthy
on a soul level, that we are rooted in the knowledge of your love and from that place that we touch
and do everything with a reflection of your love connected to it.
God, I pray for those who are connected to this podcast.
As it is Financial Literacy Awareness Month, God, it is my prayer that you would make them
more literate in the areas where they have no example, that you would make them more literate in
the areas that their goals and dreams and businesses are connected to.
God, give them structure, give them insight, give them strategy, give them wisdom on how
to break the curse off of their lives and to move into a space of blessing and fulfillment.
And God, I pray that as you do that, that you will position them to be givers and teachers
for those who are connected to them.
I thank you that when one of us comes up, we all come up.
Thank you for the gift of Victoria Washington.
May she continue to be rooted in her identity in you.
In Jesus' name I pray.
You know what I've realized?
I will just be praying and praying.
When we're doing school runs in the morning, the girls be like, that's enough praying.
All right. So listen, I love you. I will catch up with you next week. My book is almost out.
Y'all pray for the kid. All right. Take care.
I'm Solea Mosin and I've covered economic policy for years and reported on how it impacts
people across the United States.
In 2016, I saw how voters were leaning towards Trump and how so many Americans felt misunderstood
by Washington.
So I started The Big Take DC.
We dig into how money, politics, and power shape government and the consequences
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The Big Take from Bloomberg News brings you what's shaping the world's economies with
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I'm Johnny B. Goode, the host of the podcast,
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This podcast dives deep into the story of Ray Chappani
and his company, Centratec.
I'll explore how 320-somethings built a company
out of lies, deceit, and greed.
I've been saying since a very young age
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If someone's like, oh, what's your best way of making money?
I'm like, oh, we should start some sort of scheme.
Listen to Creating a Con, the story of Bitcoin
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Bring a little optimism into your life with The Bright Side,
a new kind of daily podcast from Hello Sunshine,
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And me, Simone Boyce.
Every weekday, we're bringing you conversations about culture,
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I am so excited about this podcast, The Bright Side.
You guys are giving people a chance to shine a light on their lives,
shine a light on a little advice that they want to share.
Listen to The Bright Side on America's number one podcast network, iHeart.
Open your free iHeart app and search The Bright Side.
Welcome to season nine of Next Question with me, Katie Couric. Remember one podcast network I heart open your free I heart app and search the bright side.
Welcome to season 9 of next question with me Katie correct
that's big news to share with you and our season premiere
featuring the one and only Chris Jenner.
Oh my gosh congratulations that is very very exciting and
that's just the beginning will also be joined by podcast host
Jay Shetty Hillary Clinton Renee Flemming, Liz Cheney, and many more.
So come on in, take a break from the incessant negativity
for a weekly dose of fascinating conversations.
Some of them, I promise,
will actually put you in a good mood.
Listen to Next Question with me, Katie Couric,
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